We know you love your ATV, whether you’re a land owner, hunter, or adventurer. We know you want your vehicles covered if any damage or theft happens to them, and getting you the right ATV coverage is our priority.
Many states require ATV insurance for vehicles operated on state-owned land, and your homeowners policy might not cover you if you ride off your own property.
Auto Insurance (Personal and Commercial)
When you buy car insurance through Pat’s Insurance, we work for you to get the best coverage you need.
We can simply break down the different coverages between all of our insurance companies we provide. We make it easy for you to pick the coverage you need for your driving needs. We can find the best and most affordable coverage for any lifestyle.
Not only do we handle personal care insurance, we also handle commercial accounts. We know as a business owner you want to be protected at all times. We can inform you about the latest coverage to protect you and your business.
With the umbrella of insurance companies we offer, you can relax knowing you have coverage for your boat or personal watercraft and go out and enjoy the water. We make it easy to pick the coverage you need so you can soak up the rays and get out on the water worry-free.
Business Owner's Policy
A business owner’s policy, also know as “BOP”, provides liability insurance and property damage coverage combined together in one.
Business Owner’s Insurance is often the most convenient way of protecting your businesses physical as well as financial assets. It makes it easier for a business owner as a group package.
Commercial Errors & Omissions Policy
If a dissatisfied customer sues you, your company is covered by the Errors and Omissions Insurance. The case may be that the mistakes weren’t even made by your company but a subcontractor. This can result in huge losses for you and your client. We provide protection so you are covered if and when this may occur.
Home Owner's Insurance
Your home is your safe haven – along with a significant amount of your net worth. Your house is one of your most important investments. We can assist you with finding the appropriate level of coverage for your home. We provide peace of mind so you can go about your life not worrying about what’s going to happen next to your home.
Ask about our sport vehicle insurance. With one customized policy you can insure all eligible vehicles and save money by paying one deductible. We also offer discounts for off-season rates.
The landlord of your apartment has insurance, but that doesn’t cover your personal belongings in the event of a fire, flood or other circumstances. If your possessions are stolen during a break-in or damaged by a fire or severe weather, a renter’s insurance policy can allow you to recover their value.
If someone is injured during an accident in your home, renters insurance can help protect you in the case a liability lawsuit.
Umbrella insurance refers to liability insurance that is in excess of specified other policies and also potentially primary insurance for losses not covered by the other policies. When an insured is liable to someone, the insured’s primary insurance policies pay up to their limits, and any additional amount is paid by the umbrella policy (up to the limit of the umbrella policy).
Worker's Compensation Insurance
Just one injury on the job can lead to serious financial hardship. The fault may be pointed towards you if a worker gets hurt while on the job site. Workers compensation insurance can protect your business from a lawsuit and your employees from loss of income.